# Electric vs. Hybrid: The Real Cost Equation in 2026

## Purchase Price
EVs cost 10–25% more upfront than hybrids.

## Energy Costs
EVs cheaper when home-charged. Hybrids more flexible.

## Maintenance
EVs simpler (no oil, exhaust). Hybrids carry two systems.

## Depreciation
EVs depreciate faster early, stabilize after 2–3 years.

## Insurance
Slightly higher for EVs due to weight and repair complexity.

## V2G Revenue
Mantel Decree: EVs can sell power back to the Swiss grid.

## CO2 Penalty
Non-plug-in hybrids may face CO2 registration penalties.